First Data Direct Business Group
800-767-2484 Ext. 5135
231-798-8874 Fax
4649 Susan St.
Norton Shores, MI 49441

Program Description.......... Credit, Debit, Gift, Loyalty Card and Check Processing/p>

Authorized Contact............. Stan Balkema (Stan.Balkema@firstdata.com)

Price Protection Period...................... Three years (exceptions may apply)

Pricing Structure................. National Program

PPC Price List...................... "Meet to Beat" to PPC members

Products Covered............... Credit, Debit, Gift, Loyalty Card and Check Processing

Minimum Orders................. Not Applicable

Credit Terms........................ Based on Credit History

Delivery................................. Not Applicable

First Data, the world's leading merchant card processor offers the scale, experience, resources and technology to deliver PPC members competitive pricing with reliable service. The PPC partnership allows PPC members to take advantage of turnkey merchant services programs, Gift card and Loyalty card programs, E-Commerce and Internet Transaction processing, and Electronic Check Acceptance. All programs are backed by: dedicated Relationship Managers, Local Account Representatives, and 24 hour, 7 day, around the clock back office service support.

First Data Direct, "Where our First Focus is You"